NASA拟用核武器摧毁小行星阻其撞地球 专家：喷漆足矣

The growth of innovation-driven enterprises relies on the strong support of industrial and entrepreneurial ecosystems. Qilu Bank, while adhering to an opening-up mindset, has wisely integrated the technology financial ecosystem. In 2023, it led the establishment of the Qilu Investment and Loan Cooperation Alliance and the setup of a technology financial salon, empowering more than 500 tech companies.

According to Qilu Bank, it has established a technology financial branch, two distinctive technology financial branches and nine technology financial centers to create a technology financial layout that leads the Jinan and Qingdao regions in Shandong province with multiple measures. They have also set up separate access standards for classifying and managing high-tech enterprises, as well as a distinct approval mechanism that delegates approval authority, establishing differentiated standards for the enterprises.

Core products introduced include the Future Star and Rising Star, providing a full lifecycle product package. Additionally, it is focusing on building a comprehensive service platform that offers six integrated service solutions including bill managers, forex managers, tax managers and IPO management.

Moreover, Qilu Bank has implemented a dedicated risk tolerance mechanism and established a long-term loan mechanism to enhance the tolerance for non-performing tech loans. They are implementing due diligence exemptions and have formulated methods for exempting non-performing tech loans and due diligence negative lists. As of the end of June, Qilu Bank's general loans to tech enterprises reached 31.2 billion yuan ($4.3 billion), accounting for 13 percent of the bank's corporate loans. With an average growth rate of more than 30 percent over the past two years, it has served more than 7,000 tech enterprises.

The development of new quality productive forces presents new challenges for financial institutions in serving the real economy. In the future, Qilu Bank will leverage its own resources to focus on serving modern industrial systems and nurturing high-tech talents. They will pay attention to green development and enhance the precision of financial services for new quality productive forces. Simultaneously, they will strengthen data support to improve the impacts of financial services for new quality productive forces.